@extends('layouts.dashboard.inface', ['section' => 'finance'])
@section('content')
<div class="fin-page"><div class="fin-wrap">
@include('realEstates.finance.nav', ['title' => $loan->name])
<section class="fin-card"><h2 class="text-lg font-semibold">{{ $loan->project->name }} · {{ $loan->currency }}</h2><p>{{ $loan->investor?->name ?? config('finance.financing_types.'.$loan->type) }} · {{ config('finance.financing_statuses.'.$loan->status) }}</p>
<p class="my-3">Capital pactado: {{ \App\Domain\Finance\Money::format($loan->principal_amount) }} · Tasa: {{ \App\Domain\Finance\FinanceNumber::format($loan->interest_rate) }}% · {{ config('finance.interest_types.'.$loan->interest_type) }}</p>
<p>Inicio: {{ $loan->start_date }} · Vencimiento: {{ $loan->maturity_date }} · {{ config('finance.payment_frequencies.'.$loan->payment_frequency) }} · Desembolso: {{ $loan->funded_date ?? 'No registrado' }}</p><p class="my-3">{{ $loan->notes }}</p>
@if($loan->maturity_date < now()->toDateString() && \App\Domain\Finance\Money::of($balance['estimated_total_balance'])->isPositive())<p class="text-red-700 font-semibold">Vencido con saldo pendiente al corte actual.</p>@endif
<div class="flex flex-wrap gap-3 mt-4">@if($loan->status === 'draft')@can('financing.manage')<a class="fin-button fin-secondary" href="{{ route('realEstate.finance.loans.edit', $loan) }}">Editar borrador</a>@endcan @endif @can('financial_reports.view')<a class="fin-button fin-secondary" href="{{ route('realEstate.finance.loans.export', $loan) }}">Estado del préstamo CSV</a>@endcan</div></section>
<div class="fin-grid">@foreach(['principal_paid' => 'Capital pagado', 'interest_paid' => 'Intereses pagados', 'penalty_paid' => 'Penalizaciones pagadas', 'principal_balance' => 'Capital pendiente', 'interest_accrued' => 'Interés devengado estimado', 'estimated_interest_balance' => 'Interés pendiente estimado', 'estimated_total_balance' => 'Saldo total estimado'] as $field => $label)<article class="fin-card"><p class="fin-muted">{{ $label }} · {{ $loan->currency }}</p><p class="text-xl font-bold fin-number">{{ \App\Domain\Finance\Money::format($balance[$field]) }}</p></article>@endforeach</div>
<p class="fin-muted">Corte: {{ now()->toDateString() }}. El interés se calcula desde el desembolso, sobre capital pendiente, sin capitalización. Las penalizaciones requieren captura y justificación. Los borradores y las cancelaciones no generan saldo.</p>
@can('financing.manage')
@if($loan->status === 'draft')
<form class="fin-card" method="POST" action="{{ route('realEstate.finance.loans.fund', $loan) }}">@csrf<input type="hidden" name="request_key" value="{{ old('request_key', (string)\Illuminate\Support\Str::uuid()) }}"><h2 class="text-lg font-semibold mb-4">Confirmar recepción del préstamo</h2>
@include('realEstates.finance.fields', ['record' => ['funded_date' => now()->toDateString()], 'fields' => ['funded_date' => ['Fecha real de recepción', 'date', true], 'payment_method' => ['Método', config('finance.methods'), true], 'reference' => ['Referencia / comprobante', 'text']]])
@include('realEstates.finance.confirm')<button class="fin-button">Registrar desembolso de {{ \App\Domain\Finance\Money::format($loan->principal_amount) }}</button></form>
@elseif(in_array($loan->status, ['active','defaulted'], true))
<form class="fin-card" method="POST" action="{{ route('realEstate.finance.loans.pay', $loan) }}">@csrf<input type="hidden" name="request_key" value="{{ old('request_key', (string)\Illuminate\Support\Str::uuid()) }}"><h2 class="text-lg font-semibold mb-4">Registrar pago real</h2>
@include('realEstates.finance.fields', ['record' => ['payment_date' => now()->toDateString(), 'principal_amount' => '0', 'interest_amount' => '0', 'penalty_amount' => '0'], 'fields' => ['payment_date' => ['Fecha del pago', 'date', true], 'principal_amount' => ['Abono a capital', 'money', true], 'interest_amount' => ['Interés', 'money', true], 'penalty_amount' => ['Penalización', 'money', true], 'payment_method' => ['Método', config('finance.methods'), true], 'reference' => ['Referencia', 'text'], 'notes' => ['Notas / justificación de penalización', 'textarea']]])
<p class="fin-muted mt-4">El total se calcula en el servidor. Los abonos no pueden superar el capital ni el interés pendiente en la fecha del pago.</p>@include('realEstates.finance.confirm')<button class="fin-button">Registrar pago</button></form>
@endif
@endcan
<section class="fin-card"><h2 class="text-lg font-semibold">Historial de pagos</h2><div class="overflow-auto"><table class="fin-table"><thead><tr><th>Fecha / ID</th><th>Capital</th><th>Interés</th><th>Penalización</th><th>Total</th><th>Referencia / usuario</th><th>Estado / corrección</th></tr></thead><tbody>@forelse($loan->payments->sortByDesc('id') as $payment)<tr><td>{{ $payment->payment_date }} · #{{ $payment->id }}</td>@foreach(['principal_amount','interest_amount','penalty_amount','total_amount'] as $field)<td class="fin-number">{{ \App\Domain\Finance\Money::format($payment->$field) }}</td>@endforeach<td>{{ $payment->reference ?? '—' }}<p>{{ $payment->notes }}</p><p class="fin-muted">Usuario {{ $payment->created_by }} · {{ $payment->created_at }}</p></td><td>@if($payment->reversed_at)Revertido: {{ $payment->reversal_reason }}@else @can('financing.manage')<form method="POST" action="{{ route('realEstate.finance.loans.reverse', [$loan, $payment]) }}">@csrf<label class="block">Motivo de corrección<input class="fin-input" name="reason" maxlength="240" required></label>@include('realEstates.finance.confirm', ['message' => 'Revertir este registro incorrecto; no realizar una devolución.'])<button class="fin-button fin-danger">Revertir pago</button></form>@else Vigente @endcan @endif</td></tr>@empty<tr><td colspan="7">Sin pagos.</td></tr>@endforelse</tbody></table></div></section>
@if($loan->status !== 'cancelled')@can('financing.manage')<form class="fin-card" method="POST" action="{{ route('realEstate.finance.loans.cancel', $loan) }}">@csrf<h2 class="text-lg font-semibold mb-4">Cancelar por error de captura</h2><p class="fin-muted mb-4">Solo cuando no hay pagos vigentes. Si hubo un desembolso mal capturado se revierte su registro. Esto no liquida una deuda real: para ello registra el pago correspondiente.</p><label class="block">Motivo<input class="fin-input mt-2" name="reason" maxlength="240" required></label>@include('realEstates.finance.confirm', ['message' => 'Confirmo que es una corrección de captura y autorizo revertir los registros asociados.'])<button class="fin-button fin-danger">Cancelar registro</button></form>@endcan @endif
</div></div>
@endsection